Credit Reporting Errors Lawyers Serving Birmingham, AL
Your credit report, and the accuracy of it, determine many decisions in today's world, from obtaining employment to utility service. So, it is of utmost importance that you ensure that your report is accurate.
The Fair Credit Reporting Act (FCRA) was enacted in 1970 as a means to ensure reliability and accuracy of one's credit report. The FCRA governs the collection, use and dessimination of a consumer's credit information. You can obtain a FREE credit report by visiting www.annualcreditreport.com. The Fair Trade Commission (FTC) also has useful information on it's website, www.consumer.ftc.gov.
Credit reporting errors, including identity theft, is a common occurrence, and one you of which you need to be aware.